Why Building Credit Matters in Today’s World If you’ve ever been denied a loan, car lease, or apartment rental, you’ve already felt the weight of having no credit history. In both the United States and the United Kingdom, your credit score acts as your financial résumé –it tells lenders, landlords, and even employars how trustworthy … Continue reading How to Build Credit from Scratch (US/UK-Specific): 9 Smart Steps to Jumpstart Your Credit Journey